A Fast VA Home Loan - Does It Exist?

If you are like many veterans, you may question whether there really is a fast VA home loan.  This question is often brought up by realtors or other third parties related or non-related to the purchase or refinace of your home.  Of course, I do understand why this is often brought up...often VA transactions are delayed by appraisers, inspectors, title, the lender or even the borrower themselves. Sometimes, the process is delayed by a loan officer that isn't experienced with VA loans.

I have a system that I use to make sure that your transaction is smooth and you end up with a fast VA home loan. It keeps everybody up to date and gathers the required information before it is needed.

After we gather all of your information verbally we will also need to verify it using paystubs, W-2's and bank statements...if you are self-employed then we will need tax returns.  We will request everything we need upfront and have you sign all of the required disclosures. The biggest problem that we usually find are clients that continually put-off getting this information to us, sometimes even after there is a signed sales contract.  I've seen transactions delayed for weeks AFTER the close date simply because the buyer was too busy to get a required item such as a DD214.

 If you want a fast VA loan, then you need to get all of the necessary items up front and make sure that you are dealing with a lender that knows what you will need up front.