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Most realtors would look at the house and say, "There is no way this one is going to sell." After all, it was a large home that had been retrofitted to meet stringent American Disability Act Standards, a house that had been home to ten disabled children. Where would one find a buyer for a house like this one? Like the "perfect storm," this house was going to take the coming together of three special people. A buyer who needed a special home, a realtor who was willing to work the property, and a lender who could arrange financing for someone who needed this particular home. There’s a saying that somewhere there is the perfect buyer for every property. Realtor® Sena Hairgrove has always believed if you look hard enough, you’ll find that perfect buyer.
Not too long ago, Sena was listing just such property. She quickly realized that is not easy to find a buyer that wants a home with concrete ramps, kitchens modified for wheelchair access, and bathrooms that resembled a hospital. But Sena got creative and found a couple that needed wheelchair access and a place to call their own. Like many families struggling with a disability, their financial situation has been in upheaval, resulting in a less than attractive credit score would have prevented the sale. Fortunately, this couple was eligible for a grant through the Veteran’s Association that gave them $50,000 to be used on a down payment, closing costs and any repairs necessary for the property. It looked like their dream home was about to become a reality. Unfortunately, the dream quickly turned into a nightmare as Sena watched helplessly while three different lenders turned down the loan. Even with the substantial down payment, she was forced to watch her buyer’s home slip away. The perfect buyer had joined up with the perfect Realtor®, but there was still something missing. That is until Sena contacted the Supreme Lending Texas VA home loan team. Because of our knowledge of VA programs, we were able to figure out all the angles. We were incredibly patient and persistent, even when Sena and the buyer were a bundle of nerves from past problems. Not only did we know our way around the VA Home Loan process, we also knew that this was a special circumstance that merited special handling. We were willing to go the extra mile to facilitate the loan. This may not have been one of the easiest loans for the Texas Vet home loan team, but it was certainly one of the most rewarding. With a little diligence, we helped a family make their lives easier. Life is full of special circumstances and a committed lender like out VA Loan team of Supreme Lending can make it possible for buyers to live their dream. The right home, the right Realtor®, and the right family – together they can turn a disappointed buyer into the perfect buyer – and satisfied home owner.
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small judgement against me for 2200.00. Can i qualify for a home loan.